Loan Sharks Writing Competition

Citizens Advice Liverpool are hosting a writing competition as part of our work with the Illegal Money Lending Team to raise awareness of the dangers of borrowing from Loan Sharks and how to report illegal money lending activity


Did you know?

  • The lowest amount borrowed £20

  • The highest amount borrowed £80,000

  • The highest APR charged by loan shark £7.2 Million

  • 34% of victims and families went without food

  • Loan sharks are a priority debt with 90% of victims in the northwest

  • 12% of victims have attempted suicide.

All entries are welcome, particularly from anyone who has been affected by Loan Sharks. The competition itself will offer the opportunity for participants to recount their own and their families’ experiences of loan sharks in a safe and supportive environment. 

The competition has three categories:

  1. Poetry

  2. Short story

  3. Real-life story (journalism piece, diary entry etc.).


There will be a prize for 1st and 2nd in each category (£100 & £50). Participants’ accounts, anonymised as appropriate, will be available as an anthology in hard copy (publicly available via Amazon or similar) and indefinitely online as a testament to the impact of loan shark activities on communities.


This competition will close Thursday 22nd March and an awards ceremony will take place at Liverpool Central Library on Thursday 26th April, 6pm-8pm


You must include an entry form with your submission and send via email to as a Word document or by post to Writing Competition, Citizens Advice Liverpool, 242 Picton Road, L15 4LP


We are also offering out 1-hour awareness sessions for groups. Please register your interest to

Further information


  • There will be a panel of judges made up of professional writers and representatives from the Illegal Money Lending Team.

  • Entry to the competition is free

  • Entries must be typed or handwritten in English

  • Poetry must not exceed 50 lines

  • Short Stories must not exceed 2000 words

  • Real life story must not exceed 1000 words

  • We only need your name on the entry form, not the submission.

  • By entering, you agree to have your work shared/included in media or published in the anthology

  • Copyright stays with the author

  • Successful entrants will be notified by 9th April 2018

  • The judges decision is final, & feedback regarding unsuccessful applications will not be provided

  • For further information or if you have any queries, please contact or 0151 522 1401